With tax day on Monday, many people are left anxiously awaiting their return checks.
Buying new clothes and jewelry or fixing up an old car are what a lot of people have in mind when it comes to how they'll use their extra money.
But Deb Lee, a financial advisor with Edward Jones says its important look at your finances first.
If you can't resist the urge to go shopping, Lee says to take your tax money and use it towards shopping for Christmas presents. That way you still get to shop, but don't break the bank come December.