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“I don’t think you realize how much money you’re going to spend each month until you’re the one actually spending it. So I think that it gives them a greater appreciation for their parents, their guardians, caretakers, but then I also think it’s preparing them for the next step after they graduate high school,” said Kelsey Joseph, director of marketing for Superior Credit Union.

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The program covers a range of topics, including fixing credit, improving personal finances, and creating effective budgets. There are no eligibility criteria, making it accessible to everyone in the community.

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Pictured: Woman use credit card pay money online in cafe.